Credit Score Terms of Use
AV Management ("Company", "we", "us", or "our") operates the website https://cibil.avmanagement.in/ ("Website"). By accessing or using our credit score services ("Services") through the Website, you ("User", "you", or "your") agree to be bound by these Credit Score Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our Services.
1. Description of Services
We provide access to credit score information and related services, including but not limited to: Retrieval of your credit score and credit report from authorized credit bureaus. Analysis and presentation of your credit information. Personalized recommendations to improve your credit health.
2. User Consent and Authorization
By using our Services, you: Authorize us to retrieve your credit information from credit bureaus on your behalf. Consent to the use of your personal information to provide the Services. Confirm that the information provided by you is accurate and complete.
3. Eligibility
You must be at least 18 years old and capable of entering into a legally binding agreement under applicable law to use our Services. By using the Services, you represent and warrant that you meet these eligibility requirements.
4. Accuracy of Information
You agree to provide accurate, current, and complete information as required for the use of our Services. We are not responsible for any issues arising from inaccurate or incomplete information provided by you.
5. Use of Credit Information
Your credit information retrieved through our Services is provided for your personal use only. You agree not to: Use the information for any unlawful purpose. Share or distribute the information to unauthorized third parties. Modify or create derivative works based on the information.
6. Data Retention and Privacy
We retain your credit information for a period necessary to provide the Services and as required by law. For more details on how we collect, use, and protect your personal information, please refer to our Privacy Policy.
7. Third-Party Services
Our Services may include links or access to third-party services. We are not responsible for the content, privacy policies, or practices of any third parties. Accessing third-party services is at your own risk.
8. Disclaimers and Limitation of Liability
Our Services are provided on an "as-is" and "as-available" basis. We make no warranties, express or implied, regarding the accuracy, reliability, or availability of the Services. To the fullest extent permitted by law, we disclaim all liability for any damages arising out of or related to your use of the Services.
9. Indemnification
You agree to indemnify and hold harmless AV Management., its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of your use of the Services or violation of these Terms.
10. Modifications to Terms
We reserve the right to modify these Terms at any time. Changes will be effective upon posting on the Website. Your continued use of the Services after changes are posted constitutes your acceptance of the revised Terms.
11. Governing Law and Dispute Resolution
These Terms are governed by the laws of India. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in [Your Jurisdiction], India.
12. Contact Us
For any questions or issues related to payments or refunds, please contact: AV Management