1. Description and Acceptance of Services

We provide access to financial information and services, including but not limited to credit score analysis, loan facilitation, and financial consulting ("Services"). By using our Services, you agree to comply with these Terms and any additional terms applicable to specific Services.

2. Eligibility

You must be at least 18 years old and capable of entering into a legally binding agreement under applicable law to use our Services. By using the Website, you represent and warrant that you meet these eligibility requirements.

3. User Registration and Account Security

To access certain features of the Website, you may need to register and create an account. You agree to: Provide accurate and complete information during registration. Maintain the confidentiality of your account credentials. Notify us immediately of any unauthorized use of your account. We are not liable for any loss or damage arising from your failure to comply with these obligations.

4. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Website, you consent to the practices described in the Privacy Policy.

5. User Conduct

You agree not to: Use the Website for any unlawful or prohibited purpose. Interfere with the operation of the Website or the servers hosting it. Transmit any harmful code or content. Attempt to gain unauthorized access to any part of the Website. We reserve the right to terminate or restrict your access to the Website if you violate these Terms.

6. Intellectual Property

All content on the Website, including text, graphics, logos, and software, is the property of AV Management or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our prior written consent.

7. Third-Party Links

The Website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third parties. Accessing third-party sites is at your own risk.

8. Disclaimers and Limitation of Liability

The Website and Services are provided on an "as-is" and "as-available" basis. We make no warranties, express or implied, regarding the accuracy, reliability, or availability of the Website or Services. To the fullest extent permitted by law, we disclaim all liability for any damages arising out of or related to your use of the Website or Services.

9. Indemnification

You agree to indemnify and hold harmless AV Management, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of your use of the Website or violation of these Terms.

10. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting on the Website. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

11. Governing Law and Dispute Resolution

These Terms are governed by the laws of India. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Chandigarh, India.

12. Contact Us

For any questions or issues related to payments or refunds, please contact: AV Management

• Email: support@avmanagement.in
• Website: https://cibil.avmanagement.in/